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An individual may be admitted as a member if he / she is an adult, competent to contract and resides within the area of operation of the Bank or is gainfully engaged in any occupation in the area, provided that he / she is not a member of any other primary / urban cooperative Bank or a cooperative credit society.
Any other person as defined under bye- law No.4  having its registered office within the area of operation of the Bank, may be admitted as a member, provided that
The individual or the person is not a member of any other primary / urban cooperative Bank or a cooperative credit society.
The individual or any partner of a partnership firm is not convicted of any criminal offence involving moral turpitude.
The individual or the person is not engaged in a business competing or conflicting with the business of the Bank.
The individual is not an employee of the Bank.
The individual or the person has subscribed to and fully paid for at least one share of the Bank together with Entrance fee of Rs.10/- [rupees ten only] and his / her application has been duly approved by the Board of Directors.
A Bank is a place that will lend you money if you can prove that you don't need it. - Bob Hope